Eligibility: Personal investors must be UK residents aged 18 and over. Rates are variable and subject to change at any time. *No withdrawals are permitted within 30 days of account opening (does not affect your rights regarding initial 14 day cooling-off period.). Where rates are quoted Gross P.A. this means Gross Per Annum before the deduction of income tax. A.E.R. stands for Annual Equivalent Rate and illustrates the annual rate of return assuming interest is paid and compounded once each year.Close Brothers Limited (a subsidiary of Close Brothers Group plc). Registered office: 10 Crown Place London EC2A 4FT. Registered in England and Wales Company No. 195626. Close Brothers Limited is authorised and regulated by the Financial Services Authority No. 124750 (see www.fsa.gov.uk/register for more details). Close Brothers Limited is a member of the Financial Services Compensation Scheme (“FSCS”) which protects up to £50,000 of an eligible depositor’s funds held with the bank. The FSCS limit relates to the total combined amount of an eligible depositor’s accounts with the bank (under either of its trading names), including their share of any joint account, and not to each separate account. Close Brothers Limited trades as Close Treasury and Close Savings. Calls are recorded for training and monitoring purposes.