Easy Access Account
Our Easy Access Account can help your money grow while giving you the flexibility to withdraw funds anytime.
At a glance
Tiered rates
For balances of £10,000 and over, interest will be payable at the higher rate. For balances that fall below £10,000, interest will be payable at the lower rate.
Variable rate
The interest rate on this account is variable, this means we may increase or decrease the rate of interest at any time.
Notice of changes
For interest rate reductions, we will always give you at least 14 days' notice in advance of any changes being made.
Interest payments
Interest starts to accrue when your cleared funds are received. Interest is compounded and paid into your Easy Access Account annually on the anniversary date your Account is opened.
Adding funds
The minimum opening deposit is £10,000 and the maximum is £2 million. You may place additional funds, ensuring they do not exceed the maximum balance.
Withdrawals
You can request to withdraw funds at any time. Your funds will be repaid by the end of the next business day.
Account holders
Once we have accepted your application, you will not be able to transfer into another person's name, add a person or remove a person.
If you're looking to deposit over £1 million, get in touch with us so we can discuss your options.
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Sorry we aren’t currently offering any Easy Access Accounts
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Additional information
AER stands for Annual Equivalent Rate and illustrates the interest rate you would earn from a savings account over the course of a year, and it takes any compounding of interest into account.
Gross PA means Gross Per Annum, i.e. before tax is deducted (at the legal rate).
At a glance
Tiered rates
For balances of £10,000 and over, interest will be payable at the higher rate. For balances that fall below £10,000, interest will be payable at the lower rate.
Variable rate
The interest rate on this account is variable, this means we may increase or decrease the rate of interest at any time.
Notice of changes
For interest rate reductions, we will always give you at least 14 days' notice in advance of any changes being made.
Interest payments
Interest starts to accrue when your cleared funds are received. Interest is compounded and paid into your Easy Access Account annually on the anniversary date your Account is opened.
Adding funds
The minimum opening deposit is £10,000 and the maximum is £2 million. You may place additional funds, ensuring they do not exceed the maximum balance.
Withdrawals
You can request to withdraw funds at any time. Your funds will be repaid by the end of the next business day.
Account holders
Once we have accepted your application, you will not be able to transfer into another person's name, add a person or remove a person.
More information
Our savings guides
Here you will find useful information to learn more about our products and help you to choose from our range of savings accounts.
Historic interest rates
Here you will find all the interest rates we have previously offered. This may help you to find the rate for a product you currently hold with us.
Financial Services Compensation Scheme (FSCS)
Your eligible deposits held by a UK establishment of Close Brothers Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
For further information, visit www.fscs.org.uk