Find the right choice for your savings

Whether you're saving for the long term, a special occasion or your future, you'll find the product that works best for you in our complete range.

    What is a Fixed Rate Bond?

    Our Fixed Rate Bond is designed to give you certainty about the interest rate you’ll receive for locking away your money for a fixed period of time.


    At the end of the term if no maturity instruction is received, your funds including any interest earned will be paid into a Easy Access Maturity Account, where it will earn a managed variable rate.

     

    Who can apply for a Fixed Rate Bond?

    To apply for a Fixed Rate Bond you should be:

    • A UK resident

    • Aged 18 or over

    • Applying for a personal savings account, not on behalf of a business

    • Depositing between £10,000 and £2 million per account

    Is a Fixed Rate Bond right for you?

    Pros
    • You’ll be able to meet the minimum deposit requirement

    • You want one, simple rate for the full term

    • You want to know exactly how much interest you'll earn

    Cons
    • You want quick access to your money
    • You want to 'top up' with extra deposits
    • You want an interest rate that moves in line with the base rate

    A fixed rate for a fixed term

    Our Fixed Rate Bond gives you a fixed rate of interest for a set period of time, so you'll always know exactly how much interest you'll earn at the end of the term.

    What is a Fixed Rate Cash ISA?

    Our Fixed Rate Cash ISA is a tax-free savings account. Your interest rate is fixed, so it will stay the same for the entire term of your savings account.


    At the end of the term if no maturity instruction is received, your funds including any interest earned will be paid into a Cash ISA Maturity Account, where it will earn a managed variable rate.


    A 14 day cooling off period applies. Withdrawals after your cooling off period are subject to a charge.

     

    Who can apply for a Fixed Rate Cash ISA?

    To apply for a Fixed Rate Cash ISA you should be:

    • A UK tax resident, or Crown Employee performing duties overseas (or married to or in a civil partnership with such a person)
    • Aged 18 or over
    • Depositing between £10,000 and £2 million per account

    Is a Fixed Rate Cash ISA right for you?

    Pros
    • You’ll be able to meet the minimum deposit requirement

    • You want one, simple rate for the full term

    • You want to know exactly how much interest you'll earn

    Cons
    • You want quick access to your money

    • You want to 'top up' with extra deposits

      You want an interest rate that moves in line with the base rate

    A fixed rate for a fixed term

    Our Fixed Rate Cash ISAs give you a fixed rate for the whole of your chosen term. It means you’ll always be sure how much interest you’ll earn on your tax-free savings.

    What is a Notice Account?

    An account to meet your short to medium term savings needs. As the name suggests, a Notice Account requires you to provide notice to release your funds. Our Notice Accounts allow you to enjoy an attractive interest rate without locking your money away for the long term.

    Unlike a Fixed Rate Bond, the interest rate is a managed rate, so is subject to change. However, we will provide you with at least one month’s written notice of any reduction in rate.

     

    Who can apply for a Notice Account?

    • To apply for a Notice Account with us, you should be:
    • A UK resident
    • Aged 18 or over
    • Applying for a personal savings account, not on behalf of a business
    • Depositing between £10,000 and £2 million per account

    Is a Notice Account right for you?

    Pros
    • You have between £10,000 and £2 million to deposit
    • You're happy to give the agreed notice to withdraw your funds
    • You want the option to top up your account
    Cons
    • You want instant access to your money
    • You want a fixed rate

    An account to meet your short to medium term savings needs.

    Our Notice Accounts allow you to enjoy an attractive interest rate without locking your money away for the long term.

    What is a SIPP Pension Deposit?

    Take control of your pension investments. Our SIPP Deposits can form a part of your existing pension portfolio.

     

    We offer both Fixed Term Bonds and Notice Accounts. Applications for our SIPP accounts need to be made via an FCA approved Pension Administrator or SIPP Trustee.

     

    Who are SIPP Pension Deposits for?

    • To apply for a SIPP Deposit you must:

    • Hold an existing SIPP (Self Invested Personal Pension) portfolio
    • A UK resident

    • Aged 18 or over

    • Depositing between £25,000 and £2 million per account

    Is a SIPP Fixed Rate Bond right for you?

    Pros
    • You’ll be able to meet the minimum deposit requirement
    • You want one, simple rate for the full term
    • You want to know exactly how much interest you'll earn
    Cons
    • You want quick access to your money
    • You want to 'top up' with extra deposits
    • You want an interest rate that moves in line with the base rate

    Is a SIPP Notice Account right for you?

    Pros
    • You’ll be able to meet the minimum deposit requirement
    • You're happy to give the agreed notice to withdraw your funds
    • You want the option to top up your account
    Cons
    • You want instant access to your money
    • You want a fixed rate

    An account to meet your short to medium term savings needs.

    All of our Pension Deposit accounts are competitive, straightforward and backed by our financial strength.

    FSCS logo

    Financial Services Compensation Scheme (FSCS)

    Your eligible deposits held by a UK establishment of Close Brothers Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

    For further information, visit www.fscs.org.uk