Christmas opening times 2025
Over the festive period, our Customer Services team will be here to support you. You can find details of when they'll be available by clicking below.
View our opening hoursWhat is an Easy Access Account?
An online account for those who need access to their savings quickly. Top up as often as you'd like and instruct us to withdraw funds anytime. No fixed term and no notice to be given, it really is that easy.
Our Easy Access Account interest rate is a managed rate, so is subject to change. For interest rate reductions, we will always give you at least 14 days' notice in advance of the changes being made.
Who can apply for an Easy Access Account?
To apply for an Easy Access Account with us, you should be:
- A UK resident
- Aged 18 or over
- Applying for a personal savings account, not on behalf of a business
- Depositing between £10,000 and £2 million per account
Is an Easy Access Account right for you?
- You like managing your money online
- You want the option to top up your account
- You want access to your funds without restrictions
- You have between £10,000 and £2 million to deposit
- You want a fixed rate
- You like managing your money via post/phone
Savings with easy access when you need it.
Our Easy Access Account can help your money grow while giving you access to withdraw funds by the end of the next business day.
What is a Fixed Rate Bond?
Our Fixed Rate Bond is designed to give you certainty about the interest rate you’ll receive for locking away your money for a fixed period of time.
At the end of the term if no maturity instruction is received, your funds including any interest earned will be paid into a Easy Access Maturity Account, where it will earn a managed variable rate.
Who can apply for a Fixed Rate Bond?
To apply for a Fixed Rate Bond you should be:
- A UK resident
- Aged 18 or over
- Applying for a personal savings account, not on behalf of a business
- Depositing between £10,000 and £2 million per account
Is a Fixed Rate Bond right for you?
- You’ll be able to meet the minimum deposit requirement
- You want one, simple rate for the full term
- You want to know exactly how much interest you'll earn
- You want quick access to your money
- You want to 'top up' with extra deposit
- You want an interest rate that moves in line with the base rate
A fixed rate for a fixed term
Our Fixed Rate Bond gives you a fixed rate of interest for a set period of time, so you'll always know exactly how much interest you'll earn at the end of the term.
What is a Fixed Rate Cash ISA?
Our Fixed Rate Cash ISA is a tax-free savings account. Your interest rate is fixed, so it will stay the same for the entire term of your savings account.
At the end of the term if no maturity instruction is received, your funds including any interest earned will be paid into a Cash ISA Maturity Account, where it will earn a managed variable rate.
A 14 day cooling off period applies. Withdrawals after your cooling off period are subject to a charge.
Who can apply for a Fixed Rate Cash ISA?
- To apply for a Fixed Rate Cash ISA you should be:
- A UK tax resident, or Crown Employee performing duties overseas (or married to or in a civil partnership with such a person)
- Aged 18 or over
- Depositing between £10,000 and £2 million per account
Is a Fixed Rate Cash ISA right for you?
- You’ll be able to meet the minimum deposit requirement
- You want one, simple rate for the full term
- You want to know exactly how much interest you'll earn
- You want quick access to your money
- You want to 'top up' with extra deposit
- You want an interest rate that moves in line with the base rate
A fixed rate for a fixed term
Our Fixed Rate Cash ISAs give you a fixed rate for the whole of your chosen term. It means you’ll always be sure how much interest you’ll earn on your tax-free savings.
Financial Services Compensation Scheme (FSCS)
Your eligible deposits held by a UK establishment of Close Brothers Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
For further information, visit www.fscs.org.uk