Legal and conditions of use

Fraud warning notice

Unfortunately, from time to time someone may try to pass themselves off fraudulently as representing a company within the Close Brothers Group. Such frauds may involve email or telephone communications purporting to come from Close Brothers Limited, Close Brothers Savings or another part of the Group, or referring potential victims to a website purporting to belong to the Group. These are known as "phishing emails".


We do not normally send unsolicited emails to our customers so if you receive something that appears to be from Close Brothers Savings or if you have any doubts at all about the authenticity of any persons purporting to represent Close Brothers Group in any way, we recommend that you call us directly on 020 3857 3050 and we would be happy to check out the details. A full list of the operating subsidiaries of Close Brothers Group and their contact details is available on the Close Brothers Group website.

Conditions of use

By accessing this website, you agree to be bound by the terms and conditions set out below. If you do not agree with any of these, please exit this website immediately.


This website is designed to provide information about Close Brothers Savings, which is general in nature and you should not rely on it for any particular purpose. Specifically, the provision of any information on this website does not constitute an offer or an invitation to use the products or services of Close Brothers Savings.


While Close Brothers Savings has endeavoured to ensure that all information contained within this website is correct at the time of its inclusion, it cannot guarantee the accuracy of such information and Close Brothers Savings gives no warranty or representation as to its accuracy or completeness. The information on this website is subject to change without notice.


By accessing this website you agree that Close Brothers Savings will not be liable for:

  • any action you may take as a result of relying on such information;
  • any loss or damage suffered by you as a result of you taking any action, including without limitation, direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with this website;
  • use or inability to use this website by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure or
  • any inaccuracies in or omissions from such information even if Close Brothers Savings or representatives thereof are advised of the possibility of such damages, losses or expenses.

Forward looking statement

This website includes statements that constitute “forward-looking statements”. Forward-looking statements include information concerning possible, estimated or assumed future results of our operations, earnings, liquidity, cash flow and capital expenditures, industry or market conditions, acquisitions activities and the effect of completed acquisitions, gearing, debt levels and the ability to obtain additional financing or make payments on our debt, legal, regulatory or fiscal developments, demand for and pricing of our products and other aspects of our business or general economic conditions.


In addition, when used on this website, words such as “believes”, “expects”, “anticipates”, “intends”, “plans”, “estimates”, “projects”, and future or conditional verbs such as “will”, “may”, “could”, “should”, and “would”, and any other statement that necessarily depends on future events, are intended to identify forward-looking statements. Forward-looking statements are not guarantees of performance. By their nature, forward-looking statements involve risks, uncertainties and assumptions because they relate to events and depend on circumstances that will or may occur in the future. Although we make such statements based on assumptions that we believe to be reasonable, there can be, and we give, no assurance, whether express or implied, that actual results will not differ materially or significantly from our expectations or estimations.


Actual results may differ from those expressed in such statements depending on a variety of factors, including, without limitation, [operational problems, general economic conditions, political stability and economic growth in relevant areas of the world; changes in laws and fiscal or governmental regulations; exchange rate fluctuations; the development and use of new technology; changes in public expectations and changes in business conditions; the actions of competitors; natural disasters and adverse weather conditions; wars and acts of terrorism or sabotage]. We caution investors not to rely on any forward-looking statements.

Past performance

The past performance of Close Brothers Savings cannot be relied on as a guide to their future performance. Persons needing advice should contact a professional adviser.

Links to external websites

The website may include links to external third party websites and websites operated by companies within the Close Brothers Group (“Third Party Websites”). These are provided for your interest and for ease of internet navigation. Such external links do not in any way indicate any sponsorship, endorsement, authorisation of, association with or responsibility for the contents for Third Party Websites or their owners or providers by Close Brothers Savings. Close Brothers Savings accepts no responsibility of any nature whatsoever for Third Party Websites or any information contained in them.


By accessing Third Party Websites, you agree to be bound by the terms and conditions as set out in those websites and where such terms and conditions conflict with the terms and conditions of this website, the terms and conditions of the Third Party Website shall prevail. Close Brothers Savings is not responsible for any damages or losses whatsoever, including (without limitation) those caused by any delays, defects or omissions that may exist in the services, information or other content provided in Third Party Websites.


Close Brothers Savings has not tested any information, software, products or services found on Third Party Websites and therefore does not make any representations with respect thereto, including any representations regarding the content or sponsors of Third Party Websites, or the suitability or appropriateness of the products or transactions described on Third Party Websites. Third Party Websites may have a privacy policy different from that of Close Brothers Savings and Third Party Websites may provide less security than the Close Brothers Savings website. Those who access Third Party Websites do so at their own risk.

Trademarks, copyright and use

The display of any trade names or trademarks within this website does not imply that any licence has been granted to any third party in respect of the same. Anything that you transmit to this website becomes the property of Close Brothers Savings, Close Brothers Limited and Close Brothers Group, may be used by Close Brothers Group for any lawful purpose, and is further subject to disclosure as deemed appropriate by Close Brothers Group, including to any legal or regulatory authority to which Close Brothers Group is subject.


Close Brothers Savings owns and reserves all rights with respect to the copyright and trade marks in the content published on this website except where indicated otherwise by the inclusion of a third party proprietary notice and will enforce its rights to the full extent of the law.


Nothing on this website shall be construed as granting, by implication, estoppel or otherwise, any licence or right to use any image, trademark, logo or service mark at the website. No act of downloading or otherwise copying from this website will transfer title to any software or material at this website (or any copyright or other intellectual property right in it) to you. Unless specifically prohibited by a notice published on any part of this website, you may make a print of such parts of this website as you may reasonably require for your own personal use provided that any copy has attached any relevant proprietary notices and/or disclaimers. All other use is strictly prohibited.

Privacy and personal data

Close Brothers Savings will respect your personal information and undertake to comply with all applicable UK Data Protection legislation currently in force. In relation to any personal information provided by you, you agree that Close Brothers Savings may use such information in accordance with the purposes for which your permission has been obtained when providing such information. Other than as required by law, or as permitted under these user conditions, Close Brothers Savings will not disclose your personal data to any third party without your permission.


Close Brothers Savings hereby reserves the right to change these terms and conditions of use and the contents of this website at any time. Any such changes will (as soon as practicable) be posted by Close Brothers Savings on the website and will automatically be binding upon you if you access this website.


No part of these terms and conditions is intended to constitute an exclusion of liability which cannot be excluded under English law. To the extent that any part of these terms and conditions is found to be invalid, unlawful or unenforceable such part shall be severed from the remaining terms and conditions, all of which shall remain in force and effect.

Governing law

These terms and conditions shall be governed by, and interpreted in accordance with, English law. You irrevocably agree that the courts of England shall have exclusive jurisdiction to resolve any dispute or claim of whatever nature arising out of or relating to this website, and that the laws of England shall govern such dispute or claim.


Close Brothers Savings makes no representation that information contained in this website is appropriate for use in any jurisdiction other than the UK and you hereby acknowledge that this website is directed at the UK only and is not intended for use outside the UK and you agree that Close Brothers Savings, CBL and Close Brothers Group will have no responsibility in respect of access to the website from jurisdictions whose laws prohibit such access or where any of the contents of this website may be illegal. Those who choose to access this website from jurisdictions other than the UK do so at their own risk and are solely responsible for compliance with local laws.

Directors' responsibilities

The directors are responsible for the maintenance and integrity of the company website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements differs from legislation in other jurisdictions.