Before you apply for your

Issue 1

Easy Access


To apply for this account, you and any joint applicants must be:

  • A UK resident
  • Aged 18 or over
  • Depositing between £10,000 and £2 million per account
  • Applying for a personal savings account, not on behalf of a business
  • Happy to apply for and manage your Account online


Key account information

What is the interest rate?

Balance of £10,000 or moreBalance less than £10,000



Gross PA / AER*Gross PA / AER*


Note, accrued interest is calculated daily and is paid into the Easy Access Account annually on the anniversary date your Account is opened. This is a tiered managed rate**.


*AER stands for Annual Equivalent Rate. It illustrates what the interest rate would be if interest were paid and added each year. Please note, interest is compounded. Gross PA means Gross Per Annum, i.e. before tax is deducted (at the legal rate).


Can Close Brothers Savings change the interest rate?

Yes. The Easy Access Account rate **(Managed rate) can be changed at any time.


**Managed rate refers to a rate that we can change at any time. Such changes may be made without notice if the change is favourable to you. However, we must give you at least 14 days notice of any reduction in rate. See clause 11 of the Product Terms and Conditions.


What would the estimated balance be after 12 months based on a £10,000 deposit?

Initial deposit    Interest rateInterest earned after 12 monthsEstimated balance after 12 months  


Interest is accrued daily and is payable into your Easy Access Account annually on the anniversary date your Account is opened.


Illustration based on the initial deposit shown being deposited at the time the account is opened, no further deposits or withdrawals are made and there is no change to the applicable interest rate during the 12 month period. This projection is provided for illustrative purposes only and does not take into account individual circumstances.


How do I open and manage my account?

You must be aged 18 years or over. This Account can only be applied for online.  The minimum opening deposit is £10,000 and the maximum is £2 million. You can send us your funds by electronic transfer from your nominated bank account. Single or multiple electronic bank transfers can be used to send us your deposit.

We must receive the minimum opening deposit within 10 calendar days of accepting your application. If you miss the funding window, you will need to reapply and be subject to the new interest rates and terms available at the time.

Managing your account is easy, simply login to your online account and submit a secure message.


Can I withdraw money?

Yes. You can request to withdraw funds at any time, without incurring any fees or charges. You can submit your instruction using your online account. Your funds will be repaid by the end of the next business day.

Please note that if your balance falls below the minimum opening amount, your rate will drop to 1.00%.


Additional information


Tax information

We do not currently deduct tax from any interest paid to you. Tax benefits depend on individual circumstances and could change in the future.


Key documents

We recommend reading the information in the documents below before you apply. You may like to save or print them so you can refer to them in the future.

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