Important update
    Changes to the Bank of England Base Rate

    The Bank of England decreased Base Rate from 4.50% to 4.25% on Thursday 8th May 2025. Following this announcement, we will be reviewing how this impacts our current savings interest rates and this may mean we need to change your variable interest rate if this is applicable to your product. If we do, we will be in touch to let you know and provide you with your options.

    What does the term 'Controlling Person' mean?

    The term 'Controlling Person' refers to a natural person who exercises control over an Entity. In the case of a Trust, this term refers to the Settlor, the Trustees and the Beneficiaries. For Companies, this would be any shareholder with a stake of 25% or more in the company.

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