To apply you must meet all of the following:

  • You live in the UK
  • You're aged 18 or over
  • You're applying for a personal savings account, not on behalf of a business
  • You're paying in between £10,000 and £2 million per account and won't need access to your money during the term of the account
  • You have a valid email address and at least one valid UK phone number
  • You're able to send your full deposit or ISA transfer instruction within 10 days (if this window is missed you will need to reapply for the new terms and interest rates available at the time).

 

 

Because you're applying for an ISA you must also:

  • Be a UK tax resident. Crown employees overseas or their spouse/civil partner can also apply
  • Hold a valid National Insurance Number
  • Pay in no more than £20,000 total for this tax year and any other ISAs you may hold. This tax year runs from 6 April 2026 to 5 April 2027.