What is Authorised Push Payment (APP) fraud?

Authorised Push Payment (APP) fraud happens when you transfer money to a fraudster either because they have impersonated someone you intended to pay or because you believed you were making a payment for a genuine purpose which turned out to be fraudulent.

An example of APP fraud is somebody pretending to be a bank operative or fraud team, who might warn you that you need to move your funds to a safer place.